Your whole financial life, with equity built in
Most money apps stop at your paycheque. Cliffwise brings your budget, goals and net worth together, and handles what others skip: your RSUs, your ESPP, and the tax that comes with them.
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What’s in the first version
A complete personal finance app, built to handle RSUs and ESPP properly.
- Budget builder
- Plan where your money goes each month, with your equity income counted properly instead of left out.
- Employee stock compensation
- Your RSU grants, vesting schedules and ESPP purchases in one place, with the tax on each estimated before it lands and the cost base you’ll need when you sell.
- Goals with dates
- Set a goal and see when you’ll reach it at today’s pace, and how much sooner your equity could get you there.
- Your whole picture
- Accounts, debts and investments alongside your company stock, so you see your net worth in one view.
How Cliffwise works with your numbers
- Worked out, never guessedEvery figure comes from a calculation we can show you. If we can’t say something with confidence, we say so.
- Estimates labelled as estimatesTax figures are estimates, and the app tells you what they leave out.
- No lecturesWe don’t call your spending good or bad. We show you where it leads, and the choice is yours.
Questions
Is this financial advice?
No. Cliffwise shows estimates and models scenarios based on the numbers you give it. It doesn’t tell you what to buy, sell or hold. For advice about your situation, speak with a qualified professional.
When can I start using it?
Early access opens in early 2027. People on the list get access first.
Do the calculators save what I type?
No. They run entirely in your browser. Nothing you enter is stored or sent anywhere unless you choose to fill in the signup form.
What will it cost?
Joining the early-access list is free, and early-access members get their first three months of Premium free. We’ll share pricing with the list before launch.
How do you handle my information?
When you join the list, we collect your email address and, if you choose to share it, your province. We use this to manage the early-access list, understand who Cliffwise is for, and, with your consent, email you invitations and updates.
We use trusted service providers to run the list, so your information may be stored outside Canada. We don’t sell your information, and we keep it until you unsubscribe or ask us to delete it.
To see, correct or delete your information, or to ask a privacy question, contact our Privacy Officer at support@cliffwise.com. This site doesn’t use tracking or advertising cookies.
Cliffwise is operated by Samadhan Inc. Contact us at hello@cliffwise.com.